Terms & Conditions

Agreement

By using this website you accept these terms. If you do not accept them, please do not use the site.

What this website is

This site belongs to Tammineni Hemanth Kumar, an AMFI Registered Mutual Fund Distributor holding ARN 341342. It describes mutual fund distribution and insurance services and provides free educational tools.

A mutual fund distributor is not an investment adviser. We distribute mutual fund schemes and are paid commission by the Asset Management Companies whose schemes you invest in. We do not charge you a fee for advice, and we are not registered with SEBI as an Investment Adviser.

Nothing here is an offer or a recommendation

The content on this site is general information. It does not take account of your particular circumstances, financial position or needs, and it is not a recommendation to buy or sell any specific scheme, policy or security. Please consider your own situation, and take independent professional advice where appropriate, before you act on anything you read here.

The calculators

Every calculator on this site produces an illustration based on the figures and the rate of return you choose. The rates offered are options for you to select; they are not forecasts, and they are not rates that any scheme offers or that we promise. Actual outcomes will differ. Do not treat any output as a projection or a guarantee.

Accuracy and availability

We take care to keep this site accurate and current, but we do not warrant that it is free of errors or that it will always be available. Content may change without notice.

Links to other websites

Where this site links elsewhere — to a regulator, an insurer or an Asset Management Company — those sites are not under our control and we are not responsible for their content.

Intellectual property

The text, design, graphics and tools on this site belong to their owner and may not be copied or reproduced for commercial use without written permission.

Limitation of liability

To the extent permitted by law, we are not liable for any loss arising from your use of this website or from reliance on its general content, including any decision taken on the basis of a calculator illustration. Nothing in these terms limits any liability that cannot lawfully be limited.

Governing law

These terms are governed by the laws of India, and the courts of Andhra Pradesh, India shall have exclusive jurisdiction.

Contact

Tammineni Hemanth Kumar, AMFI Registered Mutual Fund Distributor (ARN 341342). Phone 8317660314 or 8185017286. Email hema.tammi@gmail.com.